The Housing Committee provides loans at zero percent interest rate financing for emergency repairs to single-family residential dwellings in Otsego County. Area median income (AMI) not to exceed 80% of household. Emergency repairs consist of a minimum of $2,500 loan for replacement of existing water wells, septic systems, leaking roofs, furnace and water heaters, with an affordable payment not exceeding 25 year term.
Please apply by filling out an application