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1. What does the housing office offer?

Very low interest financing for repairs or emergency repairs to single-family residential dwellings.

2. What are the interest rates that are offered?

Interest rates are determined by household size and income. Deferred loans are 0% with no monthly payments, and 0 to 3% interest with payments, maximum mortgage of 25 years. Payments are determined by the amount of repairs to a dwelling.

3. What consists of total repairs to a dwelling?

A leaking roof, deteriorated- siding, flooring, leaking pipes, single pane windows, electrical problems, and health/safety hazards. Also lead based paint reduction to homes constructed prior to 1978.

4. What consists of emergency repairs to a dwelling?

If a water well, septic system, or furnace (furnace in cold conditions) should stop working and need to be replaced.

5. How do I qualify for (rehabilitation) home repairs?

Contact the Housing Office at 989-731-7570. Questions will be asked to see if you qualify.

6. Who determines the needed repairs?

The Housing Inspector will inspect your entire dwelling that pertains to Section 8 Housing Quality Standards (minimal code requirements) and local codes. Specifications are written for bid and reviewed by the Committee and applicant.

7. Who will perform the work?

Contractors that are registered in the Housing Office and/or contractors that you prefer, that are licensed and insured by the State of Michigan.

8. Can you direct me to other County resources related to my dwelling or rental?

Yes, our office has a "Housing Resource Brochure" that directs you to local organizations and businesses that offer: Subsidized Rentals, real estate offices, banks and lenders, financial assistance, dispute resources and educational information.